Have you checked into the cost of a college education lately?
Worse yet, have you seen what people are getting degrees in nowadays?
I see it like this. If you are going to get a degree in studies of laugh lines from failed '80s movies, you should realize you aren't likely going to be able to get a job using your degree to pay off your student loan.
For that matter, there are plenty of people getting useful degrees who can't find a job either.